GSDI is a subcontractor of a consortium, led by Making Cents International, that was awarded USAID’s Youth Power 2: Learning and Evaluation (YP2LE) contract. YP2LE activities are designed to examine the impact of cross-sectoral youth programming, in collaboration with USAID, YouthPower implementing partners, PYD researchers, youth-led and youth-serving organizations, individual young change-makers, and other relevant stakeholders.
2015-Ongoing Background In India, deeply-rooted notions of power and gender have led to the cultural acceptance of excessive mistreatment and adverse health outcomes of girls and women. Girls in India age five or less are 75% more likely to die than their male counterparts (Census of India, 2011). In addition, women who marry earlier (before age 15) are found to have their first birth an average of three years before women who are married between 15 and 20, and seven years earlier than women who marry between 21 and 25 … Continued
Chuma Cha Azimai: Mobilizing Women-Owned Micro and Small Enterprises for Financial Inclusion of Young Women in Rural ZambiaMarch 21, 2017 | Sara Mitra
Background Women entrepreneurs, particularly young women in rural communities, face significant barriers to maintaining and expanding their businesses due to inaccessibility of formal financial services, limited access to capital, and lack of technical skills. Financial exclusion of women undermines sustainable and inclusive development, in general, and household economic growth and mobility, in particular. To promote women’s financial inclusion and growth of women-owned micro and small enterprises in rural Zambia, we are proposing to test and evaluate a multi-level digital banking model with Chuma cha Azimai (women-owned wealth). Activities and Collaborations … Continued
To address lack of training and limited income-generating opportunities for young women, GSDI’s efforts for this project aim to test an employability and asset development program for young women living with HIV. The intervention leverages existing partnerships among organizations that work with youth and people living with HIV in Zambia, and will evaluate its impact on economic, financial, health and HIV treatment outcomes.
2014-Ongoing Background Financial exclusion and poor sanitation are urgent social and economic development issues in India. India is home to 21% of the world’s 2 billion unbanked and underbanked adults. Financial exclusion disproportionately affects the poor in India. Compared with 59% of adults in the richest 60% of households, only 44% of adults in the poorest 40% of households have bank accounts (Demirguc-Kunt, 2015). Regarding sanitation, India accounts for 600 million of the nearly 1.1 billion people worldwide who regularly defecate in the open due to the absence of sanitation facilities. … Continued
2015-Ongoing Background Youth unemployment is a pressing economic, political and social concern in present day South Africa. A wide range of factors are pertinent to understanding youth unemployment in South Africa and the region. Unemployment rates are closely related to one’s level of education and the low skills profile of the majority of young South Africans. Many youth drop out of the education system before completing high school and few hold further or higher education qualifications that could increase their likelihood of finding a job or moving into self-employment. The … Continued
Chuma na Uchizi was a pilot study to test an asset-building intervention to improve economic and health outcomes of people living with HIV (PLHIV) receiving antiretroviral therapy (ART) in Zambia. Implemented in partnership with the Center for AIDS Research (CFAR) at UNC, the Ministry of Health in Zambia (MOH), and the Office of District Medical Officer in Lundazi, the study measures ART adherence, access to food, dietary intake, income and expenditures, and psychosocial outcomes (e.g., self-efficacy and hope for the future).
GSDI sought to increase access and use of formal financial services for youth in resource-limited settings, particularly from lower income families. The YouthSave Ghana experiment was implemented across all districts in eight of the 10 regions where HFC Bank, the financial institution (FI) partner, operates. Targeting young people between ages 12 and 18, 100 junior High Schools were randomly selected — half receiving treatment, half being control.
By providing a comprehensive intervention program with funds, financial education, and training, GSDI implemented the Assets Africa project, a structured asset-building program offered for a 3-year period. Purchases were limited to those that would generate income, from livestock assets to means of transportation (i.e. bicycles or motorcycles) which could be used to transport others for a fee, land for growing crops or building a home, materials and items to build commercial structures, personal houses or a small business.